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Webcast

COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts


Total Credits: 3 including 3 CE Credit

Average Rating:
   173
Categories:
10% premium discount qualified |  Commercial Lines |  Commercial Lines - Basic |  Personal Lines |  Personal Lines - Basic |  Errors and Omissions |  MLIS Designation Update Qualified
Faculty:
Nancy Germond |  Kim Hutson
Course Levels:
Intermediate
Duration:
3 Hours
License:
Product Setting: Expires 30 day(s) after program date.

Dates


Description

This course qualifies for the 3 hr Swiss Re premium discounts!

Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. Included also will be the rules of reading policies, understanding how to read exclusions and exceptions to exclusions, and interpreting keywords and phrases. 

Recent comment after the class:

The refresh was an outstanding idea because, with automation being what it is today, we tend to shortcut and rely on the carrier to do our jobs.  This course grounded me back to the basics and I needed it.  I am glad that it will be available for all newcomers to the industry.

Learning Objectives
  • Evaluating contract law basics
  • Analyzing general laws of insurance
  • Evaluating the construction of the insurance contract
  • Understanding policy language

Major Subjects
  • Insurance Contract Law
  • Unique characteristics of Insurance Policies
  • Construct of the Insurance Contract
  • Understanding Policy Exclusions

Course Materials

Faculty

Nancy Germond's Profile

Nancy Germond Related Seminars and Products

Executive Director

Independent Insurance Agents & Brokers of America


Nancy Germond is the Executive Director, Risk Management and Education, for the Independent Insurance Agents & Brokers of America, the “Big I.” She is located in Phoenix, Arizona. With almost four decades of risk management experience, her unique insights and abilities help businesses better understand and manage their risk. Nancy has authored scores of risk management-related articles, and white papers and has consulted and presented to public-sector and private-sector insurance organizations. She is a licensed P&C agent and adjuster.

A second-generation insurance professional, Nancy was the first risk manager of the City of Prescott, Arizona, and has worked in the private and public sectors as a claim and risk manager. Nancy holds a B.A. in Communication from Mills College and a Master’s degree in sociology from Lincoln University. She also holds the Associate in Risk Management, the Associate in Claims designation from the Insurance Institute of America, the Insurance Training Professional Designation from the Society of Insurance Trainers and is a Senior Professional in Human Resource Management.


Kim Hutson's Profile

Kim Hutson Related Seminars and Products


Kim began her insurance career in 2000, purchased her father’s agency in 2005 and sold her agency to Assured Partners of Texas in 2018. She continued to work as Director of Commercial P &C Operations until December 2019. After a brief retirement, Kim began working for IIAT as an Agency Coach.  Her focus was supporting agencies to maximize their potential with a focus on operation, employees and profitability.  She drew on her experience of owning and operating Hutson Insurance Group for almost 20 years. She then expanded her focus to include Education Director where she managed the IIAT curriculum offerings to their members as well as teaching classes.  Kim continues to share her experience to help educate and grow insurance professionals teaching and creating educational content for the industry.


Dates

Wed, Nov 13, 2024 - 09:00am to 12:02pm CST
Mon, Nov 25, 2024 - 12:00pm to 03:02pm CST
Tue, Dec 03, 2024 - 09:00am to 12:02pm CST
Mon, Dec 16, 2024 - 12:00pm to 03:02pm CST
Fri, Jan 10, 2025 - 12:00pm to 03:02pm CST
Tue, Jan 28, 2025 - 03:00pm to 06:02pm CST
Tue, Feb 04, 2025 - 09:00am to 12:02pm CST
Fri, Feb 21, 2025 - 12:00pm to 03:02pm CST
Thu, Mar 13, 2025 - 03:00pm to 06:02pm CDT
Wed, Mar 26, 2025 - 09:00am to 12:02pm CDT
Wed, Apr 02, 2025 - 12:00pm to 03:02pm CDT
Tue, Apr 22, 2025 - 03:00pm to 06:02pm CDT
Thu, May 08, 2025 - 09:00am to 12:02pm CDT
Fri, May 23, 2025 - 12:00pm to 03:02pm CDT
Tue, Jun 03, 2025 - 03:00pm to 06:02pm CDT
Wed, Jun 18, 2025 - 09:00am to 12:02pm CDT
Tue, Jul 08, 2025 - 12:00pm to 03:02pm CDT
Thu, Jul 24, 2025 - 03:00pm to 06:02pm CDT
Tue, Aug 05, 2025 - 09:00am to 12:02pm CDT
Wed, Aug 20, 2025 - 12:00pm to 03:02pm CDT
Mon, Sep 08, 2025 - 03:00pm to 06:02pm CDT
Tue, Sep 23, 2025 - 09:00am to 12:02pm CDT
Tue, Oct 07, 2025 - 12:00pm to 03:02pm CDT
Wed, Oct 22, 2025 - 03:00pm to 06:02pm CDT
Thu, Nov 06, 2025 - 09:00am to 12:02pm CST
Fri, Nov 21, 2025 - 12:00pm to 03:02pm CST
Tue, Dec 02, 2025 - 03:00pm to 06:02pm CST
Wed, Dec 17, 2025 - 09:00am to 12:02pm CST

State Specific Details

Basic Course Information

Course Developer IIABA
Designed For Beginning to intermediate property casualty professionals

Promo Video

Reviews

5
4
3
2
1

Overall:      4.9

Total Reviews: 173

Comments

Teresa S

"Great course, very interesting "

Shane H

"Very interesting"

Michael H - Tyrone, Georgia

"Well done"

Callie P - grayson, Georgia

"They were very knowledgeable. "

Robert R - Saint Simons Island, Georgia

"They did and all in all good job with the material."

Amy P

"Learned a lot"

Whitney C - Dublin, Georgia

"Information is well explained and easy to follow. Found scenarios and tips helpful and informative. "

Alexa B - Dublin, Georgia

"I truly enjoyed this webinar and learned a lot from the lesson."

Robert S - Dublin, Georgia

"Great class and information. Really enjoyed the class. "

Melissa S

"Easy conversations. "